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See my post in the Story topic. If this any point in the future, unless we're all going to be hardened military soldiers, I don't know that 'armor' as such makes sense. I might could vote for 'personal shielding' of various strengths depending on your equipment and/or what you can afford (i.e. a shielding that sloughs off radiation or beam weaponry, etc.) but iron pants and mithril helms I hope are OUT.